
Bloom vs Xero is a crucial choice for businesses seeking a comprehensive accounting environment and a simplified invoicing platform due to their different features, costs and scalability.
Although their features differ, Bloom and Xero both provide invoicing capabilities like expense tracking, recurring billing and custom templates. While Xero provides complete accounting, mileage tracking and cloud-based backup systems, Bloom concentrates on project management workflows, instant booking.
While Xero provides a range of premium options with a 30-day trial period that are suited to various target markets, Bloom offers cost-effective plans with both free and paid levels.
Bloom offers robust integration options with QuickBooks, Xero and Zapier, with API availability for custom integrations and competitive payment processing through Stripe and Square.
Bloom provides mobile functionality and a stylish design for client communication and project management but it does not offer round-the-clock customer service. Xero provides businesses with online support around-the-clock.
Both Bloom and Xero are cloud-based file management systems. Bloom caters to companies that work on a lot of projects, while Xero offers freelancers and SMBs scalability and thorough reporting.
For independent contractors, consultants or small businesses looking for affordable invoicing with project management capabilities, Bloom is perfect. It has reasonable prices and a free plan. Xero is a comprehensive business management solution with excellent reporting, round-the-clock support and numerous integrations.
| Bloom | Xero | |
|---|---|---|
| Core Features | ||
| Custom Templates | Multiple portfolio and invoice templates available | Customizable invoice templates with branding alignment |
| Send Estimates/Quotations | Yes | Yes |
| Recurring Billing Automation | Yes | Yes |
| Expense Tracking | Yes | Yes |
| Time Tracking | Yes | Yes |
| Mileage Tracking | No | Yes |
| Automated Payment Reminders | Yes | Yes |
| Project-Based Billing | Yes | Yes |
| Tax Handling | Yes | Yes |
| User Permissions/Role Management | Yes | Yes |
| File Uploads | Yes | Yes |
| Pricing and Plans | ||
| Free Plan Availability | Yes | No |
| Pricing Range | Starter: $9/month Standard: $22/month Plus: $39/month |
Early: $2.50/month Growing: $5.50/month Established: $9/month |
| Trial Period | 7 days | 30-day free trial available |
| User Limits | Starter: 1 user Standard: 1 user Plus: unlimited users |
Varies by plan – Early plan supports basic users |
| Client Limits | Not explicitly limited | Plan-specific limits |
| Storage Limits | Starter: 100 GB/month Standard: 1 TB/month Plus: 2 TB/month |
No specific limits mentioned |
| Payment Processing Fees | Credit Card (Stripe): 2.9% + $0.30 American Express: 3.4% + $0.30 ACH: 0.8% |
Standard payment gateway fees apply |
| Ease of Use | ||
| User Interface | Simple and elegant design | Simple – One of the most user-friendly accounting solutions |
| Onboarding Experience | Yes | Yes |
| Mobile App Availability | Yes | Available for iOS and Android |
| Mobile App Functionality | Project Management, Workflows, Instant Booking, Client Communication | Core invoicing and accounting features supported |
| Integration | ||
| Payment Gateways Supported | Stripe, Square, Alternative Payment Methods | Multiple gateways including Stripe, PayPal, GoCardless |
| Accounting Software Compatibility | QuickBooks, Xero | Yes – Broader range of integration options |
| CRM Integration | Zapier Integration, Direct Integrations, Calendar Sync, Website Embeds | Multiple CRM integrations available |
| API Availability | Yes | Yes |
| Reporting & Analytics | ||
| Bank Connections | No | Yes |
| Pre-Built Financial Reports | No | Yes |
| Custom Report Creation | No | Yes |
| Security & Compliance | ||
| Dashboard Metrics | Yes | Yes |
| Data Encryption | Yes | Yes |
| GDPR Compliance | Yes | Yes |
| Backup Options | No | Automatic – Cloud-based backup system |
| Customer Support | ||
| Support Channels | Chat, Email | 24/7 online support |
| Help Center/Knowledge Base | Yes | Yes |
| 24/7 Support | No | Yes |
| Adaptability | ||
| Multi-Currency Support | Yes | Yes |
| Localization | Yes | Yes |
| Industry-Specific Customization | Yes | Yes |
| Scalability | Freelancers to Small-Medium Agencies | Freelancers to SMBs – Designed for small businesses and solopreneurs with room to grow |
| Read Bloom Review | Read Xero Review |