Bloom vs Paydirt

The company’s size, budget and particular feature requirements will determine whether you should use Bloom or Paydirt for invoicing. Although both platforms offer robust invoicing tools, their user profiles and scales differ.

Both Bloom and Paydirt offer freelancers free plans, but their premium tiers are very different. The three basic tiers of Bloom’s pricing are Starter, Standard and Plus which allows for an infinite number of users. Paydirt provides more options, ranging from $8/month for the Starter plan to $149/month for the Agency tier with user limits ranging from 1 to 20. Paydirt’s Starter plan restricts clients to three which is a crucial consideration for independent contractors hoping to grow whereas Bloom’s plans do not.

While Paydirt does not specify storage limits which could cause problems for document-intensive businesses, Bloom offers storage options of 100 GB for Starter, 1 TB for Standard and 2 TB for Plus users. Bloom charges 2.9% + $0.30 for Stripe credit card transactions, 3.4% + $0.30 for American Express and 0.8% for ACH payments in order to process payments. Paydirt does not impose any additional fees beyond what Stripe and PayPal charge.

Important invoicing features like expense tracking, recurring billing and custom templates are available on both platforms. With extra features like file uploads and mileage tracking, Bloom stands out and attracts service providers. In terms of integration, Paydirt has fewer integrations and necessitates more manual data management whereas Bloom offers robust connections with QuickBooks and Xero in addition to a wide range of CRM options via Zapier.

Bloom has an advantage in mobile functionality because it offers a dedicated mobile app that improves project management, workflows, instant booking and client communication. Paydirt does not have a mobile app which could limit field workers’ productivity. Although both platforms are easy to use, Bloom provides browser extensions and guided onboarding. When it comes to reporting, Paydirt performs better than Bloom because it has pre-built financial reports and the ability to create custom reports which Bloom lacks.

With unlimited user options on the Plus plan, Bloom is a great option for freelancers or small agencies looking to grow because of its strong mobile functionality and integrations. If you want flexible team sizes and comprehensive financial reporting at an affordable price, choose Paydirt. Both platforms emphasize the choice between mobile capabilities and reporting flexibility by offering 7–14 day trial periods for testing features prior to commitment.