
Businesses can select the solution that best suits their needs and budget by comparing the essential differences between Bill.com and Invoice Ninja.
Pricing is the main distinction between Invoice Ninja and Bill.com. Invoice Ninja appeals to freelancers and small businesses with its free plan and premium options starting at $12 per month while Bill.com charges $45 to $79 per month, targeting businesses. Furthermore, Invoice Ninja’s free plan is restricted to five clients while its paid tiers offer options for an infinite number of clients. In contrast, Bill.com has no restrictions on users or clients.
Along with comparable tax handling, user permissions and file upload capabilities, both platforms offer essential invoicing features like templates, estimates, recurring billing automation, expense tracking and automated payment reminders. On the other hand, Bill.com is excellent at integrating with CRM platforms like Salesforce and accounting software like Microsoft Dynamics, Xero and QuickBooks. While API access is available for custom connections, Invoice Ninja offers few direct integrations and depends on third-party integration platforms like Zapier.
The customer service and user interfaces of Invoice Ninja and Bill.com set them apart. While Invoice Ninja has a more complicated interface that allows for greater customization but takes longer to learn, Bill.com places a higher priority on simplicity for users with little technical expertise. There are mobile apps for both platforms but Invoice Ninja has more features for project management. Bill.com provides chat, email and phone support while Invoice Ninja emphasizes its open-source nature by relying on email and community tools like Slack and Discord.
Invoice Ninja offers variable fees depending on the selected payment gateway (Stripe, PayPal, Square or Authorize.Net), requiring users to compare costs. In contrast, Bill.com charges a fixed 2.9% transaction fee for card payments, guaranteeing transparent processing costs. Both platforms support bank integrations, localization, multi-currency transactions and a wide range of reporting capabilities, such as pre-made and editable financial reports.
Bill.com is appropriate for small to medium-sized businesses with larger budgets because it is suggested for companies that require comprehensive accounting integrations, enterprise features and direct support. With its free plan and premium options for those who accept community support and third-party integrations, Invoice Ninja is perfect for independent contractors and small businesses searching for reasonably priced invoicing solutions.
| Bill.com | Invoice Ninja | |
|---|---|---|
| Core Features | ||
| Custom Templates | Yes | Yes |
| Send Estimates/Quotations | Yes | Yes |
| Recurring Billing Automation | Yes | Yes |
| Expense Tracking | Yes | Yes |
| Time Tracking | Yes | Yes |
| Mileage Tracking | Limited information available | Information not available |
| Automated Payment Reminders | Yes | Yes |
| Project-Based Billing | Limited information available | Yes |
| Tax Handling | Yes | Yes |
| User Permissions/Role Management | Yes | Yes |
| File Uploads | Yes | Yes |
| Pricing and Plans | ||
| Free Plan Availability | Yes | Yes |
| Pricing Range | Essentials: $45/month Team: $55/month Corporate: $79/month Enterprise: Custom Pricing |
Free: $0/month Ninja Pro: $12/month Enterprise: $16/month Premium Business+: $240/month |
| Trial Period | Yes | No trial (free plan available) |
| User Limits | No specific user limits mentioned across plans | Free/Pro: 1 user Enterprise: up to 50 users Premium Business+: Custom |
| Client Limits | No specific client limits mentioned | Free: 5 clients Pro/Enterprise/Premium Business+: Unlimited clients |
| Storage Limits | Unlimited | Not specified |
| Payment Processing Fees | Credit/Debit Card: 2.9% transaction fee | Varies by payment gateway |
| Ease of Use | ||
| User Interface | Simple | Moderate to complex |
| Onboarding Experience | Yes | Yes |
| Mobile App Availability | Available for iOS and Android | Available for iOS and Android |
| Mobile App Functionality | Yes | Full invoicing, time tracking, and project management |
| Integration | ||
| Payment Gateways Supported | Credit Cards, Debit Cards, PayPal, Wire Transfer, Paper Checks, Virtual Cards | Stripe, PayPal, Square, Authorize.Net |
| Accounting Software Compatibility | QuickBooks, Xero, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, FreshBooks and more | Limited direct integrations (API available) |
| CRM Integration | Salesforce, Zoho, HubSpot, Microsoft Dynamics and more | Zapier, Make and Pabbly integrations |
| API Availability | Yes | Yes |
| Reporting & Analytics | ||
| Bank Connections | Yes | Yes |
| Pre-Built Financial Reports | Yes | Yes |
| Custom Report Creation | Yes | Yes |
| Security & Compliance | ||
| Dashboard Metrics | Yes | Yes |
| Data Encryption | Yes | Yes |
| GDPR Compliance | Yes | Yes |
| Backup Options | Automatic | Automatic (cloud) and manual (self-hosted) |
| Customer Support | ||
| Support Channels | Chat, Email, Phone | Email, Slack, Discord, Community Forums |
| Help Center/Knowledge Base | Yes | Yes |
| 24/7 Support | No | No |
| Adaptability | ||
| Multi-Currency Support | Yes | Yes |
| Localization | Yes | Yes |
| Industry-Specific Customization | Yes | Yes |
| Scalability | Freelancers / SMBs / Enterprises | Freelancers to Medium Businesses |
| Read Bill.com Review | Read Invoice Ninja Review |