Joist vs Sage Accounting

Joist vs Sage Accounting

Although Joist and Sage Accounting serve a comparable clientele of independent contractors and small to medium-sized enterprises, their features, adaptability and worldwide use are very different.

While Joist and Sage Accounting share many essential features such as estimations, recurring billing, cost tracking and tax management, they diverge in important ways. While Sage has no support for project billing and no automated payment reminders, Joist offers more robust project-based billing. Sage is superior to Joist in terms of file uploads and user role management. Additionally, Sage limits customers to nine templates which limits branding options whereas Joist provides more invoice and estimate designs.

Joist offers three different plans: the $8/month Basics plan, the $15/month Pro plan and the $32/month Elite plan. Sage Accounting offers two monthly plans: $10 for the Start Plan, $25 for the Standard Plan and region-specific Plus pricing. Sage has a 30-day free trial which gives it a tiny advantage over Joist’s 14-day free trial. Furthermore, unlike Joist, Sage’s Standard and Plus plans allow for an infinite number of users. While Sage uses Stripe with standard rates and offers fewer alternatives, Joist integrates with many platforms, such as PayPal and Stripe for payment processing.

While Sage’s interface is rather complicated, Joist’s is straightforward. Both offer mobile apps for iOS and Android but Sage’s app has extra capabilities that improve its mobile usefulness like the ability to create invoices, track cash flow and manage expenses.

With bank connections, Zapier connectivity, API access and compatibility with QuickBooks and the Sage ecosystem, Sage Accounting shines in integrations and versatility. It offers localization and different currencies both of which are essential for global businesses. Joist only offers QuickBooks connection for Pro and Elite plans. It is only available in English and does not accept several currencies.

Both solutions provide knowledge base resources, automatic backups and data encryption. However, Sage Accounting is a superior choice for companies who require phone support and GDPR compliance.

Joist‘s user-friendly UI and payment reminders make it ideal for American contractors and freelancers who value affordability and simplicity. Sage Accounting provides support for numerous currencies and localization for expanding operations outside of the US, catering to small-to-medium firms that require multi-user access and international capabilities.

Side-by-Side Comparison

Joist Sage Accounting
Core Features
Custom Templates Multiple invoice & estimate templates available 9 invoice templates
Send Estimates / Quotations Yes Yes
Recurring Billing Automation Yes Yes
Expense Tracking Yes Yes
Time Tracking No No
Mileage Tracking No No
Automated Payment Reminders Yes No
Project-Based Billing Yes Limited
Tax Handling Yes Yes
User Permissions / Role Management No Yes
File Uploads No Yes
Pricing and Plans
Free Plan Availability No No
Pricing Range Basics: $8/month
Pro: $15/month
Elite: $32/month
Start: $10/month
Standard: $25/month
Plus: Varies by region
Trial Period 14 days 30 days
User Limits Not specified Start: 1 user
Standard/Plus: Unlimited users
Client Limits Unlimited clients Unlimited clients
Storage Limits Not specified Cloud-based with reasonable limits
Payment Processing Fees Cards: 3.49% + $0.49
ACH: 1% (max $15)
Tap to Pay: 2.79% + $0.49
PayPal Pay Later: 4.99% + $0.49
Stripe integration (standard Stripe fees apply)
Ease of Use
User Interface Simple Moderate
Onboarding Experience Yes Yes
Mobile App Availability Both iOS and Android Both iOS and Android
Mobile App Functionality Yes Create invoices, track cash flow, manage expenses
Integration
Payment Gateways Supported PayPal, Stripe, Venmo, Apple Pay, Google Pay, ACH Stripe, PayPal
Accounting Software Compatibility QuickBooks Online (Pro & Elite plans only) Sage ecosystem, QuickBooks
CRM Integration Not specified Limited native CRM, Zapier integration
API Availability Not specified Yes
Reporting & Analytics
Bank Connections Limited Yes
Pre-Built Financial Reports Yes Yes
Custom Report Creation Not specified Limited
Security & Compliance
Dashboard Metrics Yes Yes
Data Encryption PCI-compliant payments; SSL encryption Yes
GDPR Compliance Not stated Yes
Backup Options Automatic Automatic
Customer Support
Support Channels Email & live chat Phone, email, live chat
Help Center / Knowledge Base Yes Yes
24/7 Support No No
Adaptability
Multi-Currency Support No Yes
Localization English only Yes
Industry-Specific Customization Yes Limited
Scalability Best for freelancers & contractors Freelancers and SMBs
Read Joist Review Read Sage Accounting Review
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