Bloom vs Joist

Bloom vs Joist

Two invoicing platforms designed for distinct audiences are Bloom and Joist. Joist is intended for contractors and tradespeople whereas Bloom serves creative professionals and agencies. To choose the best platform for your needs, it is essential to understand their differences.

Bloom is appropriate for independent contractors and organizations with intricate project requirements because it offers an extensive feature set that includes time tracking, user permissions, file uploads and multi-currency support. Joist primarily serves field-based service companies with a dependable, straightforward approach by concentrating on essential features like estimates, recurring billing and expense tracking. Custom templates, tax management, sending estimates and automating recurring billing are all features that both platforms have in common.

Joist offers subscription plans ranging from $8/month (Basics) to $32/month (Elite) but only offers a 14-day trial. In contrast, Bloom offers subscription plans from $9/month (Starter) to $39/month (Plus) with a free plan option. Additionally, companies with large invoice volumes may be greatly impacted by Joist’s higher payment processing fees (3.49% + $0.49 per transaction) as opposed to Bloom’s (2.9% + $0.30).

While Joist limits QuickBooks Online integration to higher-tier plans and offers fewer integration details, Bloom offers a broader integration ecosystem that includes QuickBooks, Xero, Zapier, calendar sync and API access. When it comes to reporting, Bloom’s lack of pre-built financial reports and bank connections is a major drawback while Joist’s pre-built financial reports and bank connections allow contractors better financial visibility.

Bloom’s extensive features such as time tracking, multi-currency support and role management, make it the go-to choice for independent contractors, creative professionals and small-to-medium agencies. It is perfect for service providers interacting with diverse clients in global markets due to its strong integrations.

Joist was created especially for contractors and small, trade-based businesses like electricians and plumbers. It is appropriate for on-site services because it has a mobile-first interface and supports payment methods like PayPal, Venmo, Apple Pay and Google Pay. It also emphasizes dependability over complexity with pre-built financial reports and automatic backups.

Joist is designed for field service or contracting companies that require fast invoicing while Bloom is perfect for individuals looking for creative flexibility and integration. The intended usage and particular company requirements will determine which option is best.

Side-by-Side Comparison

Bloom Joist
Core Features
Custom Templates Multiple portfolio and invoice templates available Multiple invoice & estimate templates available
Send Estimates / Quotations Yes Yes
Recurring Billing Automation Yes Yes
Expense Tracking Yes Yes
Time Tracking Yes No
Mileage Tracking No No
Automated Payment Reminders Yes Yes
Project-Based Billing Yes Yes
Tax Handling Yes Yes
User Permissions / Role Management Yes No
File Uploads Yes No
Pricing and Plans
Free Plan Availability Yes No
Pricing Range Starter: $9/month
Standard: $22/month
Plus: $39/month
Basics: $8/month
Pro: $15/month
Elite: $32/month
Trial Period 7 days 14 days
User Limits Starter: 1 user
Standard: 1 user
Plus: Unlimited users
Not specified
Client Limits No explicit limit Unlimited clients
Storage Limits Starter: 100 GB/month
Standard: 1 TB/month
Plus: 2 TB/month
Not specified
Payment Processing Fees Stripe: 2.9% + $0.30
AmEx: 3.4% + $0.30
ACH: 0.8%
Cards: 3.49% + $0.49
ACH: 1% (up to $15)
Tap to Pay: 2.79% + $0.49
PayPal Pay Later: 4.99% + $0.49
Ease of Use
User Interface Simple and elegant design Simple
Onboarding Experience Yes Yes
Mobile App Availability Yes iOS and Android
Mobile App Functionality Project management, workflows, booking, client communication Yes
Integration
Payment Gateways Supported Stripe, Square, alternative methods PayPal, Stripe, Venmo, Apple Pay, Google Pay, ACH
Accounting Software Compatibility QuickBooks, Xero QuickBooks Online (Pro & Elite only)
CRM Integration Zapier, direct integrations, calendar sync, website embeds Not specified
API Availability Yes Not specified
Reporting & Analytics
Bank Connections No Limited
Pre-Built Financial Reports No Yes
Custom Report Creation No Not specified
Security & Compliance
Dashboard Metrics Yes Yes
Data Encryption Yes PCI-compliant payments; SSL encryption
GDPR Compliance Yes Not stated
Backup Options No Automatic
Customer Support
Support Channels Chat, Email Email & Live Chat
Help Center / Knowledge Base Yes Yes
24/7 Support No No
Adaptability
Multi-Currency Support Yes No
Localization Yes English only
Industry-Specific Customization Yes Yes
Scalability Freelancers to small-medium agencies Best for freelancers and small contractor businesses
Read Bloom Review Read Joist Review
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